| Product | APY* | Interest Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
|---|---|---|---|---|
Product Regular Savings | APY* 0.45% | Interest Rate 0.450% | Minimum Daily Balance to obtain APY* $25.00 | Minimum to open $25.00 |
Product Money Market Savings | APY* 0.45% | Interest Rate 0.450% | Minimum Daily Balance to obtain APY* $1,000.00 | Minimum to open $1,000.00 |
Product Pioneer Money Market Savings | APY* 0.80% | Interest Rate 0.80% | Minimum Daily Balance to obtain APY* $2,500.00 | Minimum to open $2,500.00 |
Product FSB4Life (0-18yrs) Savings | APY* 1.00% | Interest Rate 1.000% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $10.00 |
Product Christmas Club Savings | APY* 0.50% | Interest Rate 0.500% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $25.00 |
Product Vacation Club Savings | APY* 0.03% | Interest Rate 0.030% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $0.00 |
Product GoGreen Checking | APY* 0.05% | Interest Rate 0.050% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $100.00 |
Product Go Green Bonus Rate** | APY* 0.65%** | Interest Rate 0.650%** | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $100.00 |
Product Interest Checking | APY* 0.15% | Interest Rate 0.150% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $100.00 |
Product Super Interest Checking | APY* 0.20% | Interest Rate 0.200% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $1,500.00 |
Product Pioneer Interest Checking | APY* 0.30% | Interest Rate 0.300% | Minimum Daily Balance to obtain APY* $0.00 | Minimum to open $2,500.00 |
| Product | APY* | Rate |
|---|---|---|
| Business Checking | n/a | n/a |
| Business Interest Checking | 0.40% | 0.400% |
| Business Savings | 0.12% | 0.120% |
Product
Business Checking
n/a
Business Interest Checking
0.40%
Business Savings
0.12%
APY*
Business Checking
n/a
Business Interest Checking
0.400%
Business Savings
0.120%
These accounts have a variable rate feature that may be changed at our discretion. If balance
of account falls below minimum, you may not obtain the disclosed APY*. Fees may reduce the
earnings on the account.
*Annual Percentage Yield
**Conditions: When ALL of the following conditions are met, you will earn the higher interest rate. 10 PIN-POS debit card transactions that post in the statement cycle 1 Direct Deposit that posts in the statement cycle 2 Auto Payments such as bill pay Enroll and maintain an active Internet Banking account
Rates effective February 3, 2023.
CD Rates
| Product | APY* | Rate | Minimum to Open | Minimum Daily Balance to obtain APY* |
| 6 Month CD | 0.70% | 0.700% | $1,000.00 | $1,000.00 |
| 12 Month CD | 0.80% | 0.800% | $1,000.00 | $1,000.00 |
| 18 Month CD | 0.90% | 0.900% | $1,000.00 | $1,000.00 |
| 19 Month CD** | 3.03% | 3.00% | $1,0000 | $1,000.00 |
| 24 Month CD | 1.00% | 1.000% | $1,000.00 | $1,000.00 |
| 30 Month CD | 1.16% | 1.15% | $1,000.00 | $1,000.00 |
| 60 Month CD | 2.02% | 2.000% | $1,000.00 | $1,000.00 |
Product
APY*
6 Month CD
0.70%
12 Month CD
0.80%
18 Month CD
0.90%
19 Month CD**
3.03%
24 Month CD
1.00%
30 Month CD
1.16%
60 Month CD
2.02%
Product
Rate
6 Month CD
0.700%
12 Month CD
0.800%
18 Month CD
0.900%
19 Month CD**
3.00%
24 Month CD
1.000%
30 Month CD
1.15%
60 Month CD
2.000%
Product
Minimum to Open
6 Month CD
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
19 Month CD**
$1,0000
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Product
Minimum Daily Balance to obtain APY*
6 Month CD
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
19 Month CD**
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
| Renewal Rates | APY* | Rate |
|---|---|---|
| 7 Month CD | 0.15% | 0.150% |
| 9 Month CD | 0.20% | 0.200% |
| 13 Month CD | 0.20% | 0.200% |
| 15 Month CD | 0.30% | 0.300% |
| 20 Month CD | 0.40% | 0.400% |
| 22 Month CD | 0.40% | 0.400% |
| 25 Month CD | 1.00% | 1.000% |
| 29 Month CD | 0.40% | 0.400% |
Renewal Rates
7 Month CD
0.15%
9 Month CD
0.20%
13 Month CD
0.20%
15 Month CD
0.30%
20 Month CD
0.40%
22 Month CD
0.40%
25 Month CD
1.00%
29 Month CD
0.40%
APY*
7 Month CD
0.150%
9 Month CD
0.200%
13 Month CD
0.200%
15 Month CD
0.300%
20 Month CD
0.400%
22 Month CD
0.400%
25 Month CD
1.000%
29 Month CD
0.400%
A substantial penalty may apply for early withdrawal. All rates are subject to change without notice. Please call for current rates.
*Annual Percentage Yield
** Special Rate - 365 Day early withdrawal penalty applies
Rates effective February 3, 2023
