| Product | APY* | Interest Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
|---|---|---|---|---|
| Regular Savings | 0.60% | 0.600% | $25.00 | $25.00 |
| Money Market Savings | 0.95% | 0.950% | $1,000.00 | $1,000.00 |
| Pioneer Money Market Savings | 1.25% | 1.26% | $2,500.00 | $2,500.00 |
| FSB4Life (0-18yrs) Savings | 1.00% | 1.000% | $0.00 | $10.00 |
| Christmas Club Savings | 0.50% | 0.500% | $0.00 | $25.00 |
| Vacation Club Savings | 1.00% | 1.000% | $0.00 | $0.00 |
| GoGreen Checking | 0.05% | 0.050% | $0.00 | $100.00 |
| Go Green Bonus Rate** | 0.95%** | 0.950%** | $0.00 | $100.00 |
| Interest Checking | 0.15% | 0.150% | $0.00 | $100.00 |
| Super Interest Checking | 0.35% | 0.350% | $0.00 | $1,500.00 |
| Pioneer Interest Checking | 0.50% | 0.500% | $0.00 | $2,500.00 |
Product
Regular Savings
0.60%
Money Market Savings
0.95%
Pioneer Money Market Savings
1.25%
FSB4Life (0-18yrs) Savings
1.00%
Christmas Club Savings
0.50%
Vacation Club Savings
1.00%
GoGreen Checking
0.05%
Go Green Bonus Rate**
0.95%**
Interest Checking
0.15%
Super Interest Checking
0.35%
Pioneer Interest Checking
0.50%
APY*
Regular Savings
0.600%
Money Market Savings
0.950%
Pioneer Money Market Savings
1.26%
FSB4Life (0-18yrs) Savings
1.000%
Christmas Club Savings
0.500%
Vacation Club Savings
1.000%
GoGreen Checking
0.050%
Go Green Bonus Rate**
0.950%**
Interest Checking
0.150%
Super Interest Checking
0.350%
Pioneer Interest Checking
0.500%
Interest Rate
Regular Savings
$25.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$0.00
Christmas Club Savings
$0.00
Vacation Club Savings
$0.00
GoGreen Checking
$0.00
Go Green Bonus Rate**
$0.00
Interest Checking
$0.00
Super Interest Checking
$0.00
Pioneer Interest Checking
$0.00
Minimum Daily Balance to obtain APY*
Regular Savings
$25.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$10.00
Christmas Club Savings
$25.00
Vacation Club Savings
$0.00
GoGreen Checking
$100.00
Go Green Bonus Rate**
$100.00
Interest Checking
$100.00
Super Interest Checking
$1,500.00
Pioneer Interest Checking
$2,500.00
| Product | APY* | Rate |
|---|---|---|
| Business Checking | n/a | n/a |
| Business Interest Checking | 0.40% | 0.400% |
| Business Savings | 0.12% | 0.120% |
Product
Business Checking
n/a
Business Interest Checking
0.40%
Business Savings
0.12%
APY*
Business Checking
n/a
Business Interest Checking
0.400%
Business Savings
0.120%
These accounts have a variable rate feature that may be changed at our discretion. If balance
of account falls below minimum, you may not obtain the disclosed APY*. Fees may reduce the
earnings on the account.
*Annual Percentage Yield
**Conditions: When ALL of the following conditions are met, you will earn the higher interest rate. 10 PIN-POS debit card transactions that post in the statement cycle 1 Direct Deposit that posts in the statement cycle 2 Auto Payments such as bill pay Enroll and maintain an active Internet Banking account
Rates effective August 24, 2023
CD Rates
| Product | APY* | Rate | Minimum to Open | Minimum Daily Balance to obtain APY* |
|---|---|---|---|---|
| 6 Month CD | 1.00% | 1.000% | $1,000.00 | $1,000.00 |
| 7 Month CD*** | 5.09% | 5.000% | $10,000.00 - NEW MONEY ONLY | $10,000.00 |
| 8 Month CD | 2.88% | 2.850% | $1,000.00 | $1,000.00 |
| 12 Month CD | 1.00% | 1.000% | $1,000.00 | $1,000.00 |
| 15 Month CD | 4.32% | 4.250% | $10,000.00 | $10,000.00 |
| 18 Month CD | 1.26% | 1.25% | $1,000.00 | $1,000.00 |
| 19 Month CD** | 3.03% | 3.00% | $1,000.00 | $1,000.00 |
| 20 Month CD | 3.50% | 3.550% | $1,000.00 | $1,000.00 |
| 24 Month CD | 1.50% | 1.510% | $1,000.00 | $1,000.00 |
| 30 Month CD | 1.75% | 1.76% | $1,000.00 | $1,000.00 |
| 60 Month CD | 2.50% | 2.520% | $1,000.00 | $1,000.00 |
Product
6 Month CD
1.00%
7 Month CD***
5.09%
8 Month CD
2.88%
12 Month CD
1.00%
15 Month CD
4.32%
18 Month CD
1.26%
19 Month CD**
3.03%
20 Month CD
3.50%
24 Month CD
1.50%
30 Month CD
1.75%
60 Month CD
2.50%
APY*
6 Month CD
1.000%
7 Month CD***
5.000%
8 Month CD
2.850%
12 Month CD
1.000%
15 Month CD
4.250%
18 Month CD
1.25%
19 Month CD**
3.00%
20 Month CD
3.550%
24 Month CD
1.510%
30 Month CD
1.76%
60 Month CD
2.520%
Rate
6 Month CD
$1,000.00
7 Month CD***
$10,000.00 - NEW MONEY ONLY
8 Month CD
$1,000.00
12 Month CD
$1,000.00
15 Month CD
$10,000.00
18 Month CD
$1,000.00
19 Month CD**
$1,000.00
20 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Minimum to Open
6 Month CD
$1,000.00
7 Month CD***
$10,000.00
8 Month CD
$1,000.00
12 Month CD
$1,000.00
15 Month CD
$10,000.00
18 Month CD
$1,000.00
19 Month CD**
$1,000.00
20 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Renewal Rates
| Renewal Rates | APY* | Rate |
|---|---|---|
| 7 Month CD | 0.15% | 0.150% |
| 9 Month CD | 0.20% | 0.200% |
| 13 Month CD | 0.20% | 0.200% |
| 15 Month CD | 0.30% | 0.300% |
| 20 Month CD | 0.40% | 0.400% |
| 22 Month CD | 0.40% | 0.400% |
| 25 Month CD | 1.00% | 1.000% |
| 29 Month CD | 0.40% | 0.400% |
Renewal Rates
7 Month CD
0.15%
9 Month CD
0.20%
13 Month CD
0.20%
15 Month CD
0.30%
20 Month CD
0.40%
22 Month CD
0.40%
25 Month CD
1.00%
29 Month CD
0.40%
APY*
7 Month CD
0.150%
9 Month CD
0.200%
13 Month CD
0.200%
15 Month CD
0.300%
20 Month CD
0.400%
22 Month CD
0.400%
25 Month CD
1.000%
29 Month CD
0.400%
A substantial penalty may apply for early withdrawal. All rates are subject to change without notice. Please call for current rates.
*Annual Percentage Yield
** Special Rate - 365 Day early withdrawal penalty applies
*** New Money Only
Rates effective August 24, 2023
