Checking Accounts
Product | APY* | Interest Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
---|---|---|---|---|
Regular Savings | 0.60% | 0.600% | $50.00 | $25.00 |
Money Market Savings | 0.95% | 0.950% | $1,000.00 | $1,000.00 |
Pioneer Money Market Savings | 1.26% | 1.25% | $2,500.00 | $2,500.00 |
FSB4Life (0-18yrs) Savings | 1.01% | 1.000% | $0.00 | $10.00 |
Christmas Club Savings | 3.00% | 3.000% | $0.00 | $25.00 |
Vacation Club Savings | 1.00% | 1.000% | $0.00 | $25.00 |
GoGreen Checking | 0.05% | 0.050% | $0.00 | $100.00 |
Go Green Bonus Rate** | 1.00%** | 0.950%** | $0.00 | $100.00 |
Interest Checking | 0.15% | 0.150% | $0.00 | $500.00 |
Super Interest Checking | 0.35% | 0.350% | $0.00 | $1,500.00 |
Pioneer Interest Checking | 0.50% | 0.500% | $0.00 | $2,500.00 |
NEW! Pioneer Peak Money Market
TIER | DAILY BALANCE RANGE | APY* | INTEREST RATE |
---|---|---|---|
1 | Below $1,000.00 | 0.00% | 0.000% |
2 | Equal or greater than $1,000.00 but less than $10,000.00 | 1.27% | 1.260% |
3 | Equal or greater than $10,000.00 but less than $25,000.00 | 1.32% | 1.310% |
4 | Equal or greater than $25,000.00 but less than $50,000.00 | 1.37% | 1.360% |
5 | Equal or greater than $50,000.00 but less than $100,000.00 | 1.42% | 1.410% |
6 | Equal or greater than $100,000.00 but less than $150,000.00 | 1.47% | 1.460% |
7 | Equal or greater than $150,000.00 but less than $250,000.00 | 1.52% | 1.510% |
8 | Equal or greater than $250,000.00 but less than $100,000,000,000.00 | 1.57% | 1.560% |
Business Accounts
Product | APY* | Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
---|---|---|---|---|
Business Checking | n/a | n/a | n/a | $500.00 |
Business Interest Checking | 0.50% | 0.500% | $0.00 | $5,000.00 |
Business Savings | 1.26% | 1.25% | $500.00 | $10,000.00 |
These accounts have a variable rate feature that may be changed at our discretion. If balance
of account falls below minimum, you may not obtain the disclosed APY*. Fees may reduce the
earnings on the account.
*Annual Percentage Yield
**Conditions: When ALL of the following conditions are met, you will earn the higher interest rate. 10 PIN-POS debit card transactions that post in the statement cycle 1 Direct Deposit that posts in the statement cycle 2 Auto Payments such as bill pay Enroll and maintain an active Internet Banking account
CD Rates
Product | APY* | Rate | Minimum to Open | Minimum Daily Balance to obtain APY* |
---|---|---|---|---|
6 Month CD | 2.02% | 2.000% | $1,000.00 | $1,000.00 |
12 Month CD | 2.02% | 2.000% | $1,000.00 | $1,000.00 |
13 Month CD** | 4.69% | 4.610% | $2,500.00 | $2,500.00 |
18 Month CD | 3.03% | 3.00% | $1,000.00 | $1,000.00 |
20 Month CD | 3.03% | 3.00% | $1,000.00 | $1,000.00 |
24 Month CD | 3.03% | 3.00% | $1,000.00 | $1,000.00 |
30 Month CD | 1.76% | 1.750% | $1,000.00 | $1,000.00 |
60 Month CD | 2.52% | 2.500% | $1,000.00 | $1,000.00 |
Renewal Rates
Renewal Rates | APY* | Rate |
---|---|---|
7 Month CD | 3.25% | 3.210% |
8 Month CD | 3.25% | 3.210% |
9 Month CD | 3.03% | 3.000% |
13 Month CD | 3.03% | 3.000% |
15 Month CD | 3.03% | 3.000% |
19 Month CD | 3.03% | 3.000% |
22 Month CD | 2.78% | 2.750% |
25 Month CD | 2.78% | 2.750% |
29 Month CD | 2.78% | 2.750% |
A substantial penalty may apply for early withdrawal. All rates are subject to change without notice. Please call for current rates.
*Annual Percentage Yield
** Special Rate - Early withdrawal penalty applies
Rates effective August March 6th 2024